Survivors and superheros

Are you anxious about the coronavirus pandemic?As a small business owner I noticed immediate impact as the incoming orders dropped drastically. Then our main factory closed. My retailers are struggling as well. The business is down a lot but expenses have to be paid. Due to my chronic illnesses I’m at risk of developing aContinue reading “Survivors and superheros”

Bought a new apartment

Yes I did. Just before the proverbial korona-shit fully hit the proverbial fan. I would have waited a little in retrospect… I will not concentrate on other aspects of the horror show in this post, but just tell about the apartment. Alas, I decided to go with a 14-year interest rate cap, which means thatContinue reading “Bought a new apartment”

Starting over with barely any possessions

I’ve had to start over from owning practically nothing. Not this time, but when I got severely ill from living in an apartment with toxic mold. Since I had two chronic illnesses already, by body just reacted violently. We had to get rid of nearly everything because being around stuff from our old apartment madeContinue reading “Starting over with barely any possessions”

What is your financial worst case scenario?

Suddenly on my own, in order to ease my worries about financial security I asked myself “what if..” What if I find myself unemployed, my business making no money? My “worst case scenario” plan is to live in the 199 square foot apartment, which would cost 80 euros (you can substitute dollars) per month, includingContinue reading “What is your financial worst case scenario?”